Food & Beverage Businesses Who Pay FICA on Tips

You’ve Been Overpaying on Tipped Wages — Let’s Get That Money Back

In partnership with Anchor Accounting Services, My Business Advantage helps food and beverage businesses claim IRS-backed refunds for payroll taxes paid on tips—up to 3 years back. No risk. No hassle. No upfront cost to check your eligibility or start your claim.

Retroactive refunds expire soon—don’t leave money on the table.

Anchor will review your eligibility and walk through exactly how much you may be owed—no obligation.


As Featured In

89% of

eligible businesses

Missed claiming this valuable tax benefit


$11+ billion UNclaimed Credits Per Year

Are You Paying Taxes on Tips — Without Getting Anything Back?

  • You’ve never heard of the FICA Tip Credit
  • You assumed your CPA or payroll provider already handled it
  • You’ve been paying thousands in payroll tax on tipped income
  • You’re frustrated by rising costs and tight cash flow
  • You don’t have time to deal with more IRS paperwork

You’re not alone—and it’s not your fault. You’ve been overpaying without knowing it.

Anchor Accounting Services is here to fix that.


With Anchor accounting services

Unlock Thousands in IRS-Approved Refunds

Most of our clients have never heard of the FICA Tip Credit. They assumed their payroll system caught everything. But when Anchor run the numbers, they often uncover tens of thousands in missed refunds.

Anchor handles the entire process: reviewing your payroll history, calculating your refund, preparing IRS Form 8846, filing amendments, and managing audit-safe documentation.

Along the way, you get:

  • No upfront cost to check your eligibility or start your claim
  • The only technology-first filing platform built specifically for the FICA Tip Credit
  • Optional refund advance through our proprietary treasury services
  • IRS audit defense included on every claim — no extra charge

REASONs TO CHOOSE Anchor

Here’s What Happens When You Don’t Leave Free Money Behind

IRS-Compliant, Stress-Free Refunds

We handle all filings with audit-ready accuracy—so you get paid without the paperwork or risk.

Up to 3 Years of Missed Refunds

We go back through your payroll history to find every dollar you’re owed—before deadlines close.

No upfront cost to check your eligibility

It’s completely free to see if you qualify. You’ll know your refund potential before deciding whether to move forward.


Let’s get you paid

From Overpaying to Paid Back — in Just 3 Simple Steps

01

Check Your Eligibility

Answer a few quick questions and gather your documents. No commitment, just clarity on what you may be owed.

02

Anchor Does the Work

Anchor Accounting prepares and files everything, including IRS Form 8846 and retroactive amendments—fully audit-safe and hassle-free.

03

You Get Paid

Your refund is processed quickly, with the option to receive an advance. No waiting. No stress. Just money back where it belongs.

You’ll walk away with clarity—even if you don’t qualify.


Testimonials

Real Results, Real Refunds — Handled by Anchor Accounting Services

“We didn’t even know this credit existed. Anchor helped us get $19,000 back in under a month—and we didn’t have to change a thing.

Megan T.

Restaurant Owner

“I thought our payroll provider handled everything. Turns out they missed three years of credits. Anchor found them and got us paid.

Luis C.

Bar Manager

“It was completely hands-off. Anchor did the work, filed the forms, and put $28K back into our business in just a few weeks.

Rachel D.

Café Owner


frequently asked questions

Let’s Clear Up the Confusion

It’s a federal tax credit available to employers who pay Social Security and Medicare (FICA) taxes on tipped wages reported by employees. It reduces your payroll tax liability—and in many cases, leads to a refund.

Any food and beverage business where tipping is customary—restaurants, bars, cafés, nightclubs, and more.

In most cases, they haven’t. This credit is often missed or excluded from standard payroll filings.

Your FICA Tip Credit can be applied in three ways:

  1. Full Refund – You get a cash refund from the IRS. No upfront cost. Our fee comes out after the refund, or you can take an advance through Rubix.
  2. Partial Refund + Carryforward – Part is refunded now, the rest offsets future taxes. If your refund covers our fee, nothing is due at filing. Otherwise, we’ll invoice at filing.
  3. Full Carryforward – The full credit offsets future payroll taxes. Fees are due at filing, with Rubix financing available.

Bottom line: No hidden charges. You only pay when you get paid — or at filing if no refund is issued.

Not at all. We file fully IRS-compliant and audit-safe. You’ll have all the documentation you need.

Nothing upfront. Checking your eligibility is 100% free, and there’s no obligation to move forward. Our fees only apply once your claim is filed, and they depend on how your refund is applied.

Still unsure? The first step is simple, free, and could be worth thousands.


Are You ready?

You’ve Paid the Tax — Now Let’s Get It Back

We’ll handle the forms, the IRS, and the filings. You get clarity, confidence, and potentially thousands in your bank account.

Time limits apply. Don’t wait—refund windows are closing fast.

Book a quick call or complete your free refund review. Anchor Accounting take it from there.